“Do what you can, with what you’ve got, where you are.”

This piece of advice from Teddy Roosevelt’s 1913 autobiography is a core motivator for loan consultant Anthony Segovia, but it’s also good advice for anyone– including his clients.

However, it’s a lot easier to do what you can with what you’ve got when you’re able to access the capital required to get a start-up off the ground. Typically, the process of acquiring capital is a massive undertaking involving a lot of paperwork and several months of waiting to hear back about your approval (or not).

Anthony Segovia recognizes that time is of the essence for every business owner, in every industry. He explains, “the biggest challenge we face in business is time – you can never get enough of it.” With enough time, virtually any other issue a company might face can be solved, including acquiring or borrowing capital. But (especially for start-ups) there’s only a limited time to get things moving and to make a good impression on investors and potential customers.

With that limited amount of time in mind, Anthony Segovia founded LendOne in 2021. “The future of finance is changing every day; it’s important to stay on top of what your competitors are doing– or not doing,” he says.

During the process of obtaining a traditional SBA loan, borrowers have to put together paperwork, (including several forms, documentation of your business certifications and licenses, the history of any other loans you’ve taken out or applied for, your resume, and more) and send it off for consideration from the U.S. Small Business Administration. Once it gets to its destination, you might have to wait 60-90 days just to hear whether you’re eligible for a loan or not.

When working with LendOne, customers’ documentation is entered into their system, which utilizes a state-of-the-art automation process to scan everything and assign the potential borrower with a score from 0-100 in seconds. The higher the score, the more likely the person is to be eligible for a loan. This process saves months of time and effort– and if the borrower’s score is under a certain number, they’re automatically referred to an agent, who will help them explore their other options.

Part of the benefit of working with a loan consultant is their expertise with the wide array of options available to borrowers. Brokers have established relationships with many lenders, allowing their clients to avoid rates and fees or to find ways around a low credit score or other issue that might otherwise prevent their ability to access a loan.

LendOne offers much more than just SBA loans; they’re in the market of business lending, which includes merchant cash advance loans, lines of credit, invoice financing, start-up loans, and more. The application process is the same; LendOne’s system determines eligibility in seconds for every type of loan.

Anthony Segovia’s innovative vision for LendOne is a result of an illustrious career as a broker. Growing up in Brentwood, California, he started working for a mortgage company right out of high school, which was the catalyst for his life’s work. Over the years, he climbed his way through the ranks, working for various mortgage and loan consultants– until 2021, when he used all of his accumulated industry knowledge to open LendOne.

Segovia’s definition of success is defined not by money, but by making a difference. He knows the power that a great business loan can have, allowing people to support their families and build their dream careers. In his own words: “so many companies define their success by performance numbers and revenue; I myself want to make a difference and actually see it.”

With years of industry knowledge under his belt and a keen eye on the future of the lending industry, Anthony Segovia will continue to find innovative ways to help business owners fulfill their dreams for years to come.